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About Royal Kennel Club Pet Insurance

At Royal Kennel Club Pet Insurance, we do pet insurance differently

Rated excellent (4.8 out of 5 stars). TrustPilot logo.

Why choose Royal Kennel Club Pet Insurance?

Royal Kennel Club are proud to be the UK’s largest organisation dedicated to protecting and promoting the health and welfare of all dogs.

Dalmatian walking through an olive green door on a traditional black and white checked kitchen floor

We feel insurance is a vital part of responsible pet ownership, so we teamed up with Agria, the oldest pet insurer in the world.

Royal Kennel Club Pet Insurance is administered by Agria Pet Insurance. With over 125 years' experience in pet insurance and a quality lifetime product covering up to £25,000 vet fees cover each year, we know your dog will be covered with the highest quality cover.

We believe Agria offer the best cover and the best claims service for today's dog owner, so you’re safe in their knowledgeable hands.

Dog InsuranceBreeders

A Which? Best Buy for Dog Insurance 2026

Royal Kennel Club Pet Insurance is a Which? Best Buy for our Lifetime, Lifetime Plus and Lifetime Premium dog insurance products **

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** Which? policy score ratings are based on an analysis of policy cover levels conducted in November 2025. Best Buy providers have a high policy score and a good track record for paying claims.

Trusted by owners

That’s why over 90% of customers renew every year *

“I insure my dogs with the Royal Kennel Club Pet Insurance, and have always found the people I call if I need to make a claim are very helpful. My vet sends in the information and the claim is settled very quickly, which gives me peace of mind ”

Pauline King

Pauline King
  • Rating: 5 stars out of 5
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    Verified

    Friendly Call with Tabitha

    I had the pleasure of speaking with Tabitha who was so kind and softly spoken. She expressed wonderful compassion and such reassuring helpful information to guide me for my dogs upcoming treatment soon. What a wonderful call I had and I'm still smiling. I will always stay with Kennel Club. Thank you x

    Anjana Byers

    26 August

  • Rating: 5 stars out of 5
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    Verified

    The customer representatives had...

    The customer representatives had empathy with ourselves as being Willow's owner and the fact Willow had surgery , they were efficient and helpful in dealing with our claim and Willow's recovery.

    John

    26 August

  • Rating: 5 stars out of 5
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    Verified

    Helpful Support

    Charlotte (Martin) was very helpful and had a delightful manner and a credit to your organisation. Well done Charlotte your calm, kind understanding approach was very much appreciated.

    Mr Neil Hughes

    26 August

* Based on all Agria Pet Insurance policy renewal data from 1 October 2023 to 1 October 2024.



Trustpilot and Defaqto ratings correct at time of print. Defaqto rating applies only when all optional add-ons are included. Terms, conditions and excesses apply. Promotions may be withdrawn at any time without notice. Vet fees reinstated each year provided you renew your policy each year without a break in cover.

Royal Kennel Club Limited is an Appointed Representative of Agria Pet Insurance Ltd, who administer the insurance. Agria Pet Insurance is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 04258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW. Agria insurance policies are underwritten by Agria Försäkring who is authorised and regulated by the Prudential Regulatory Authority and Financial Conduct Authority.

For Jersey customers:
Agria Pet Insurance Ltd is regulated by the Jersey Financial Services Commission (JFSC). Ref: 0001498. Registered office: As detailed above.

For Guernsey customers: 
Clegg Gifford Channel Islands Limited is licensed by the Guernsey Financial Services Commission. Ref: 2722221. Registered office: Admiral House, Place Du Commerce, St Peter Port, Guernsey GY1 2AT.

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